Loan Rates
Auto Loan Rates
| New/Used Automobile 100% Or Less Financing | |||||
| (2024, 2023, 2022 Used Auto-100% NADA Retail Value plus taxes and tags) | |||||
| APR | Amount Financed | Max Term | Fixed/Variable | Fee Type | Loan Application |
| 5.54% - 8.24% |
100.00% | 48 months | Fixed | Rate based on evaluation of credit history | Apply Now |
| 5.74% - 11.24% | 100.00% | 60 months | Fixed | Rate based on evaluation of credit history | Apply Now |
| 6.04% - 9.24% | 100.00% | 72 months | Fixed | Rate based on evaluation of credit history | Apply Now |
| 6.24% - 9.74% | 100.00% | 84 months | Fixed | Rate based on evaluation of credit history. Min. finance amt. $30,000 for 84 months term | Apply Now |
| Used Automobile 100% Or Less Financing | |||||
| (2021, 2020, 2019, 2018 Used Auto-100% NADA Retail Value plus taxes and tags) | |||||
| APR | Amount Financed | Max Term | Fixed/Variable | Fee Type | Loan Application |
| 5.54% - 8.24% | 100% NADA Retail Value | 48 months | Fixed | Rate based on evaluation of credit history. | Apply Now |
| 5.74% - 12.24% |
100% NADA Retail Value | 60 months | Fixed | Rate based on evaluation of credit history. | Apply Now |
| 6.04% - 10.74% | 100% NADA Retail Value | 72 months | Fixed | Rate based on evaluation of credit history. Min. finance amt $30,000 | APPLY NOW |
| New Automobile greater than $75,000 | |||||
| (2024-2023 Used Auto-100% NADA Retail Value plus taxes and tags) | |||||
| APR | Amount Financed | Max Term | Fixed/Variable | Fee Type | Loan Application |
| 5.74% - 8.24% | 100.00% | 60 - 84 months | Fixed | Rate based on evaluation of credit history. Max. finance amt. $150,000 | Apply Now |
| New/Used Motorcycles 100% Or Less Financing | |||||
| (2024-2018 Used Motorcycles-100% NADA Retail Value plus taxes and tags) | |||||
| APR | Amount Financed | Max Term | Fixed/Variable | Fee Type | Loan Application |
| 13.24% | 100.00% NADA Retail value | 60 months | Fixed | No minimum New/Used Motorcycles | Apply Now |
Unsecured Loan Rates
| Tax Loan | ||||
| January 31, 2024 through April 30, 2024 | ||||
| APR | Amount Financed | Max Term | Credit Grade | Loan Application |
| 7.89%* | $15,000 | 60 - 72 mos | Rate based on evaluation of credit history. | Apply Now |
| Other rates are available. | ||||
| Credit Cards | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Annual Percentage Rate | Loan Application |
| VISA Platinum | $15,000.00 | Reviewed Annually | Fixed Rate 8.90% |
Apply Now |
| VISA Gold | $10,000.00 | Reviewed Annually | Fixed Rate 10.90% |
Apply Now |
| VISA Classic | $5,000.00 | Reviewed Annually | Fixed Rate 11.90% |
Apply Now |
| VISA Secured | Secured by shares $5,000.00 Maximum | Reviewed Annually | Fixed Rate 15.90% |
Apply Now |
| Unsecured Line of Credit | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Credit Grade | Loan Application |
| 9.99% - 18.00% | $15,000.00 | $2.50 for each $100 | Rate based on evaluation of credit history. | Apply Now |
| Overdraft Protection | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Credit Grade | Loan Application |
| 18.00% | $2,000.00 | $2.50 for each $100 | Fixed Rate | Apply Now |
| Unsecured Loans | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Credit Grade | Loan Application |
| 9.99% | $21,000.00 | 60 mos | Rate based on evaluation of credit history. | Apply Now |
| 10.99% - 17.99% | $15,000.00 | 60 mos. | Rate based on evaluation of credit history. | Apply Now |
| 12.99% - 13.99% | $15,000.00 | 72 mos. | Rate based on evaluation of credit history. | Apply Now |
| 2nd Chance Loan | ||||
| APR | Amount Financed | Max Term | Credit Grade | Loan Application |
| 18% | $2,000 | 12 mos. | Fixed | Apply Now |
| Direct deposit required. | ||||
| Share Secured | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Credit Grade | Loan Application |
| 6.50% | 100% of Share Balance | 60 mos. | Fixed | Apply Now |
| Share Certificate Secured | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Credit Grade | Loan Application |
| 5.00% Above | 100% of Share Certificate | Max. Term of Share Cert. | Fixed | Apply Now |
*APR = Annual Percentage Rate. APY = Annual Percentage Yield.
**Rate applies to qualified borrower.