Savings Rates

[View Complete Rate Sheet]
February 21, 2014
 
Regular Share And Holiday Accounts APR APY
$25.00 – $2,499.00 .03% .03%
$2,500.00 – Over .03% .03%
Share Draft Accounts
$0.00 – Over 0.00% 0.00%
IRA Accounts
$50.00 – over .03% .03%
Money Market Accounts*
$500.00 – $2,499.00 .04% .04%
$2,500.00 – $9,999.99 .04% .04%
$10,000.00 - Over .04% .04%
IRA Certificates**Early Withdrawal Penalty Temporarily Suspended
6 Months .05% .05%
12 Months .08% .08%
18 Months .12% .12%
24 Months .16% .16%
36 Months .27% .27%
48 Months .33% .33%
Share Certificates **Early Withdrawal Penalty Temporarily Suspended
6 Months .05% .05%
12 Months .08% .08%
18 Months .12% .12%
24 Months .16% .16%
36 Months .27% .27%
48 Months .33% .33%

APR = Annual Percentage Rate. *APY = Annual Percentage Yield.

*All share account’s anticipated dividends are paid based on Credit Union earnings and are calculated daily on multiple minimum balances.

*Anticipated dividends are compounded and paid quarterly.

*Funds must remain in the account until the end of the quarter to earn dividends.

*A maximum of five (5) withdrawals per month is allowed from a Money Market account. After the maximum number of withdrawals is exceeded, a fee of $5.00 for each additional withdrawal will be charged.

**Requires a deposit of $500.00 or more. Early withdrawal penalty of $100.00 or 3 months dividends, whichever is greater.

 


NOTE: All savings rates are subject to change without notice at the discretion of the Board of Directors.



Your savings are federally insured to at least $250,000 and
backed by the full faith and credit of the United States Government.



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