Auto Loan Rates

[View Complete Rate Sheet]
January 1, 2014

Auto Equity Loan
APR Amount Financed Max Term Fixed or Variable
6.99% Based on Equity 84 months Fixed Minimum $10,000 — Maximum $50,000 (Rate applies to qualified borrower)
7.99% Based on Equity 84 months Fixed Minimum $10,000 — Maximum $50,000

Refinance Auto Loan / New and Used* (Loan must be less than 1 year old) (Floor 3.9%)
APR Amount Financed Max Term Fixed or Variable
-1.00% of current rate 100.00% 36 months Fixed N/A
-1.00% of current rate 100.00% 48 months Fixed N/A
-1.00% of current rate 100.00% 60 months Fixed N/A
-1.00% of current rate 100.00% 72 months Fixed Minimum finance amount $30,000.00
-1.00% of current rate 100.00% 84 months Fixed Minimum finance amount $30,000.00

New Automobile 100% Or Less Financing
APR Amount Financed Max Term Fixed or Variable
1.99%
100.00% 60 months Fixed For Qualified Applicants
2.99% 100.00% 60 months Fixed For Qualified Applicants
3.99% 100.00% 84 months Fixed For Qualified Applicants
6.50% 100.00% 60 months Fixed No minimum
7.25% 100.00% 72 months Fixed
Minimum finance amount $30,000.00

8.25%

100.00%

84 months

Fixed

Minimum finance amount $30,000.00


Used Automobile 2014-2013-2012
APR Amount Financed Max Term Fixed or Variable
1.99% 100% NADA Retail Value 60 months Fixed For Qualified Applicants
2.99% 100% NADA Retail Value 60 months Fixed For Qualified Applicants
3.99% 100% NADA Retail Value 84 months Fixed For Qualified Applicants
6.50% 100% NADA Retail Value 60 months Fixed No Minimum
7.25% 100% NADA Retail Value 72 months Fixed
Minimum finance amount $30,000.00

8.25%

100% NADA Retail Value

84 months

Fixed

Minimum finance amount $30,000.00

 
Used Automobile 2011-2010-2009-2008
APR Amount Financed Max Term Fixed or Variable

4.99%

100% NADA Retail Value

48 months

Fixed

For Qualified Applicants

5.99%

100% NADA Retail Value

60 months

Fixed

For Qualified Applicants

7.99% 100% NADA Retail Value 36 months Fixed N/A
8.50% 100% NADA Retail Value 48 months Fixed N/A
8.99% 100% NADA Retail Value 60 months Fixed Minimum finance amount $20,000.00
9.25% 100% NADA Retail Value 72 months Fixed Minimum finance amount $30,000.00
9.75% 100% NADA Retail Value 84 months Fixed Minimum finance amount $30,000.00

New/Used Motorcycles 2014-2008
APR Amount Financed Max Term Fixed or Variable
11.99% 100.00% NADA Retail value 60 months Fixed No minimum
New/Used Motorcycles

Unsecured Loan Rates

[View Complete Rate Sheet]
January 29, 2010

Product and Annual
Percentage Rate (APR)
Amount Financed Max Term Fixed or Variable
Credit Cards
VISA Platinum $15,000.00 Reviewed Annually Fixed Rate 10.9%
VISA Gold $10,000.00 Reviewed Annually Fixed Rate 11.9%
VISA Classic $5,000.00 Reviewed Annually Fixed Rate 12.9%
VISA Secured Secured by shares $5,000.00 Maximum Reviewed Annually Fixed Rate 18.0%

Unsecured Line of Credit
12.90% $15,000.00 $2.50 for each $100 Fixed

Overdraft Protection
18.00% $2,000.00 $2.50 for each $100 Fixed Rate 18.0%

Unsecured Loans
12.90%
$15,000.00
60 mos. Fixed2
17.50%
$15,000.00
60 mos. Fixed
17.99%
$15,000.00
72 mos. Fixed

Share Secured
5.00% 100% of Share Bal 120 mos. Fixed

Share Certificate Secured
4.00% Above 100% of Share Certificate Max. Term of Share Cert. Fixed
S.C. Rate



APR = Annual Percentage Rate. *APY = Annual Percentage Yield.

 
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.



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