This year's Annual Meeting will be held on April 16, 2024, in person and virtually.  All attendees must register to attend.  Click here to learn more.

 

Student Loans

Get the money you need for your higher education

Auto Refinance

Refinance your auto loan and save

Annual Report

2024 Annual Meeting Notice

Get the 2022 Annual Report

2022 Annual Report

 

 

Online Banking

Access to your account anytime, anywhere!

Highlights

Highlights

demo loan highlights 1

New and Used Cars, Light Trucks, and Motorcycles, all at Competitive Rates

Extended Warranty Protection and Guaranteed Auto Protection are also available.

APPLY TODAY!

demo loan highlights 1

AutoSmart--Get Pre-Approved and Find the Car of Your Dreams

Extended Warranty Protection and Guaranteed Auto Protection are also available.

Search Now!

Why Join PTO FCU?

Why Join PTO FCU?

We're Your Partner

Becoming a PTO FCU member means never facing a financial decision alone.

We Work for You

Providing you the tools and resources to help you achieve your goals.

24/7 Access

Access our services from your laptop, ATM, or phone 24 hours a day, every day.

Become a Member

We've streamlined the financial process to help give more time back to you.

Learn More

Our Mission

Our Mission

To provide our members with the highest level of quality, convenient, and reliable service while maintaining financial strength.