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Current Promotions

 

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Current Promotions

60 Days No Pay for Auto Loans. Interest accruing during the 60 days no payment. Special does not apply for Visa/LOC/OD, Second Chance Loans or HELOC.
 

Whatever Loan

 

    •  Rates as low as low as 8.00% APR* for qualified borrowers

    •  Maximum loan amount is $15,000

    •  Terms up to 60 months

    •  Promotional period May 1, 2018 until September 30, 2018

 

 

2nd Chance Loan

 

    •  Rate 18.00% APR*

    •  Maximum loan amount $2,000

    •  Terms up to 12 months

    •  Direct Deposit Required   

 

VISA Credit Cards

 
  • Qualified applicants will be issued a classic VISA at 12.99% APR* with a $500 credit limit
  • After 12 months of consistent 'on time' payments, accounts will be re-evaluated and credit balance may be increased
  • Credit limit increase before 12 months must be requested by member

*APR=Annual Percentage Rate

 

Payday loan (emergency loan)


You can request 2 payday loans within 12 calendar months--not 2 paydays per year. You are required to have a direct deposit to PTOFCU. The amount requested is available to repay minus all the loan deductions. Loan must be repaid in full, plus any interest accrued, the next payroll date.

 

Skip a pay


Defer your PTOFCU loan payment for one month and use the cash for other expenses. One time per 12 month period. Only for closed/end loans. Visa / HELOC / EZ Equity /LOC /Overdraft does not apply. Click
here to apply. Fax your completed form to 571-273-0190. Fee information
 

 
 
 

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the NCUA.

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We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

 

 

 


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