As the outbreak of the Coronavirus continues to affect people around the world, we have modified our operating hours.  Effective Monday, March 23, 2020, our lobby we will open from 9:00 AM to 12:00 PM Monday through Friday.  We encourage members to use Mobile Banking and Online Banking to access your account.

If you are paying anything for your checking account, you're paying too much.  Switch to PTO FCU and save money.  Our checking account has all the benefits that you'd expect nowadays including mobile banking, remote deposit capture and check images with our online teller. With a free checking account you will not encounter any monthly service fees, no per check fee, and no minimum balance requirement! Plus your funds are federally insured up to $250,000 by the National Credit Union Administration.