The Credit Union will be closed on Monday, October 12, 2026, in observance of Columbus Day.  We will reopen on Tuesday, October 13, 2026, at 9 a.m.

 

Important Notice Regarding Federal Employee Payroll Deposits: PTO FCU is aware of reports from members who have not received their expected payroll deposits.  We understand that these delays may affect scheduled automatic payments, bill payments, and other financial obligations.

We are closely monitoring the situation and encourage affected members to contact PTO FCU directly so we can assist with any immediate financial concerns, including potential payment disruptions or fees.  Also, please contact your payroll office for more details. 

We appreciate your patience and understanding.  We remain committed to supporting our members as this situation is resolved.

 

Patent and Trademark Office CU JOIN TODAY
Online Teller Login
FORGOT PASSWORD?

Check out our low rate extended warranty

Vehicles have been known to break down once in a while. Worse yet, they have a bad habit of breaking down just after your factory warranty expires. That’s why extended warranty or Mechanical Breakdown Insurance from PTOFCU is such a smart move.

If you have extended warranty, any out-of-pocket expenses for major repairs (like your transmission) are covered. You can get your vehicle repaired anywhere in the US and Canada and you'll receive 24/7 roadside benefits such as towing, emergency services, rental car, travel expenses, and flat tire changing.

All in all, Extended Warranty is a great way to ensure you don’t get hit with a high repair bill. It’s like being under a warranty that won’t end. It is transferable.

The warranty is refundable if you have the total loss cause... Can you afford NOT to have it?
By the way, if you are looking for a new or used car, don’t forget that PTOFCU offers Auto Loans at low rates.
 

  Check Rates