The Credit Union will be closed on Monday, October 12, 2026, in observance of Columbus Day.  We will reopen on Tuesday, October 13, 2026, at 9 a.m.

 

Important Notice Regarding Federal Employee Payroll Deposits: PTO FCU is aware of reports from members who have not received their expected payroll deposits.  We understand that these delays may affect scheduled automatic payments, bill payments, and other financial obligations.

We are closely monitoring the situation and encourage affected members to contact PTO FCU directly so we can assist with any immediate financial concerns, including potential payment disruptions or fees.  Also, please contact your payroll office for more details. 

We appreciate your patience and understanding.  We remain committed to supporting our members as this situation is resolved.

 

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Our checking account has all the benefits that you'd expect nowadays including mobile banking, remote deposit capture and check images with our online teller.  Plus, your funds are federally insured up to $250,000 by the National Credit Union Administration.

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Read about new legislation that effected all checking accounts as of October 28, 2004.

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ATM Card

Available with any checking account. Enjoy Surcharge-Free Access at 28,000 CO-OP Network ATMs. *Get application and disclosure. This application may be faxed to (571) 273-0190 or mailed to Patent & Trademark Office FCU, Member Services Department, 501 Dulany Street, 1st Floor, Alexandria, VA 22314.

VISA® Check Card

All you need is a PTOFCU checking account. Easier than writing checks and convenient to carry. Use anywhere Visa is accepted. Protect your check card from unlawful use.

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