Fee Schedule |
Effective Date: Saturday, December 7th, 2024 |
Fee Type | Fee |
New Member Fee |
Par Value ($25.00) |
Account History/Per Page |
$2.00 |
Copy of Statement |
$5.00 |
Certified Check |
$7.00 |
Official Check |
$5.00 |
Returned Mail/Per Piece |
$5.00 |
Copy of Official Checks |
|
Per Check/Regular Mail |
$5.00 |
Per Check/Facsimile |
$10.00 |
Stop Payment on Share Draft, Official Check, or Electronic ACH |
$35.00 |
Money Order (each) |
$2.00 |
Money Order Stop Payment |
$15.00 |
Coin Exchange Fund Fee |
$25.00 |
ACH Origination |
$5.00 |
Wire Transfer Domestic |
$30.00 |
Wire Transfer International |
$40.00 |
Account Research/Per Hour |
$25.00 |
Dormant Account/Per Quarter (no activity for 1 year/effective Jan. 1, 2011) |
$20.00 |
Closing Primary Account within 6 months of opening |
$25.00 |
Reopen Closed Share Account |
$10.00 + Par Value ($25.00) |
Money Market Withdrawal Below $500.00 minimum |
Dividend penalty |
Over 5 Withdrawals/Month |
$5.00 each |
Share Certificate Early Withdrawal Penalty |
$100.00 or 3 months dividend, whichever is greater |
Share Draft Checking Account Services |
|
Balance Below $1000.00/Per Month
Per-Check Charge |
$5.00 None |
Check Reorders |
At Cost |
Copy of Share Draft |
$5.00 |
Returned Share Draft Check (NSF)*** |
$35.00 |
Returned Electronic ACH (NSF)*** |
$35.00 |
Returned Check Deposited or Cashed |
$30.00 |
Overdraft Transfers/Per Transfer After 6 per month |
$5.00
|
ATM Services |
ATM Transaction (PTOFCU ATMs) |
Free |
ATM Transaction (Non-PTOFCU ATMs) * |
$1.00 |
ATM Share Overdraft (Balance Below $25.00) |
$35.00 |
ATM Share Overdraft (Balance Below $0.00) |
$35.00 |
ATM Replacement Card** |
$10.00 |
Visa Check Card Services |
Check Card Annual Fee |
None |
Check Card (credit) Transaction Fee |
None |
Point of Sale (POS) Fee |
None |
Check Card Replacement Card** |
$10.00 |
Check Card Overdraft |
$35.00 |
Check Card research of charge-back or dispute that is proven to be a member authorized transaction |
$25.00
|
Visa Credit Card Services |
Visa Annual Fee (Gold, Classic and Secured) |
None |
Visa Cash Advance |
$2.00 |
Visa Over Limit |
$15.00 |
Visa Late Payment |
5% of payment due or $15.00, whichever is greater (fee imposed after 10 days) |
Visa Replacement Card** |
$10.00 |
Visa PIN Replacement** |
$15.00 |
Loans |
Home Equity Loan Application |
$25.00 |
Late Payment for Loans |
5% of payment due |
Skip-A-Payment/Per Approved Request
|
$20.00
|
Request to pay-off loan with us |
$10.00 |
Loan Extension Agreement |
$15.00 |
Duplicate Lien Release |
$17.00 |
1st Payday Loan Request (per year) |
$25.00 |
2nd Payday Loan Request (per year) |
$50.00 |
3rd Payday Loan Request (per year) |
$75.00 |
4th Payday Loan Request (per year) |
$100.00 |
*Additional fees may be charged by the ATM owner.
**The first replacement card is free.
***Additional fees may be charged.