CU Safe and Sound: $250,000 Share Insurance Protection

Your money at Patent & Trademark Office Federal Credit Union is federally insured by the National Credit Union Administration (NCUA). The NCUA is an independent United States government agency that insures the deposits of credit union members nationwide. The NCUA examines, supervises and insures both federally-chartered and qualifying state-chartered credit unions. Patent & Trademark Office Federal Credit Union is a federal-chartered credit union. The NCUA historically has always been stronger and more funded than its sister agency, the FDIC (Federal Deposit Insurance Corporation) which insures the deposits of banking customers.

What This Means to You: Your PTOFCU share accounts are federally insured up to the Standard Maximum Share Insurance Amount (SMSIA), $250,000 as of October 3, 2008. 

Share Insurance Estimator
Basic Facts for NCUA Insurance

The Spanish version of the Share Insurance Estimator is available at: and on

NCUA has established an Insurance Call Center operating from 8 a.m. to 6:30 p.m. (EDT) Monday through Friday. Insurance experts are available to answer questions about the coverage provided by NCUA share insurance. The toll-free Insurance Call Center number is 1 (800) 755-1030, extension 1.