If the Federal Government closes early on Friday, October 7th in observance of Indigenous People/Columbus Day, we will close at 1 p.m.

We will be closed on Monday, October 9th, in observance of the holiday. 

SCAM ALERT:  Recently, phone calls that appear to be from PTOFCU (including PTOFCU showing up in the caller ID) are being made to members asking for account or debit card information.  In some cases, threats to report the member to the police are made.  These calls are not from the PTOFCU. Please do not provide any personal information to the caller. Report fraud here.

Routing # 256078433 Applications & Forms Become a Member Hours & Locations ATM Locator Contact Us

Vehicle Loans

United Buying Service

Are you looking to buy a new car in the near future? Do you want to get a good deal without haggling? Then, United is for you!

We know it can be a challenge to buy a car or truck and feel good about it. UBS is the local buying service in Maryland, DC and Virginia that eliminates the haggling over car pricing. For over 40 years they have provided pre-negotiated discounted pricing to affiliated customers. The discounted pricing is found in the UBS Official Price Book.

USB

The UBS discount applies to both the automobile and the options. The Dealer’s ‘Processing Fee’ is waived in most affiliated dealerships AND at the customer’s request UBS will back the discount up with an audit of the sale. In addition, UBS customers still enjoy manufacturer’s rebates and incentives that they qualify for!

To use the UBS service please call (301) 657-1920 or (410) 792-9070 and ask for an advisor or go to http://www.ubs4cars.com/ and Click on “the service” and then “request a purchase certificate” - In either case UBS will provide you with the information needed to purchase at the UBS affiliated dealer where the price is discounted in advance.