As the outbreak of the Coronavirus continues to affect people around the world, we have modified our operating hours.  Effective Monday, March 23, 2020, our lobby we will open from 9:00 AM to 12:00 PM Monday through Friday.  We encourage members to use Mobile Banking and Online Banking to access your account.

Buying a House

For many, the largest purchase someone will make in their lifetime will be the purchase of a home. Buying a new home should be a fun and exciting time. PTOFCU is here to help! We offer a wide range of loan options and work diligently with our members to make financing of your new home as enjoyable and affordable as possible. For more information, visit our Home Loans page. Below are some helpful calculators to use at your convenience when considering purchasing a home:

Interest First Calculator
Bi-weekly Mortgage Calculator
Do I want a Fixed or Adjustable Rate Mortgage?
What will my mortgage payment be?
Mortgage Refinance Calculator