If the Federal Government closes early on Friday, October 7th in observance of Indigenous People/Columbus Day, we will close at 1 p.m.

We will be closed on Monday, October 9th, in observance of the holiday. 

SCAM ALERT:  Recently, phone calls that appear to be from PTOFCU (including PTOFCU showing up in the caller ID) are being made to members asking for account or debit card information.  In some cases, threats to report the member to the police are made.  These calls are not from the PTOFCU. Please do not provide any personal information to the caller. Report fraud here.

Routing # 256078433 Applications & Forms Become a Member Hours & Locations ATM Locator Contact Us

Buying a House

For many, the largest purchase someone will make in their lifetime will be the purchase of a home. Buying a new home should be a fun and exciting time. PTOFCU is here to help! We offer a wide range of loan options and work diligently with our members to make financing of your new home as enjoyable and affordable as possible. For more information, visit our Home Loans page. Below are some helpful calculators to use at your convenience when considering purchasing a home:

Interest First Calculator
Bi-weekly Mortgage Calculator
Do I want a Fixed or Adjustable Rate Mortgage?
What will my mortgage payment be?
Mortgage Refinance Calculator