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Holiday Shopping is

easy with our low rate

Holiday Loan

Rates low as

7.80% APR*

Start saving now with our

smart investment options.

Grow your savings YOUR way with our new higher-yield certificates

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and all family members are

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Our Auto Loan Rates

Are Some Of The

Lowest In Town.

As low as 4.29% APR*

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ANYTIME ANYWHERE

Our Line of Credit
lets you make
more happen.

Get up to $15,000 ca$h
when you want it or need it.

PROTECT YOUR

NEST EGG!

YOUR SAVINGS ARE

INSURED UP

TO $250,000

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from fraud

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Nov 29, 2022

Today's Rates

Signature Loan

APR as low as

7.80%

Home Loans

For Mortgage Rates

New/Used Auto

APR as low as

4.29%

VISA Credit Card

APR as low as

8.90%

APPLY ONLINE VIEW ALL RATES CALCULATORS

Loan Highlights

Loan Highlights

demo loan highlights 1

New and Used Cars, Light Trucks, and Motorcycles, all at Competitive Rates

Extended Warranty Protection and Guaranteed Auto Protection are also available.

demo loan highlights 2

Buying Your First Home?

We have options for you...
FHA, Conventional, and VA Loans.

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Why Join PTO FCU?

Why Join PTO FCU?

We're Your Partner

Becoming a PTO FCU member means never facing a financial decision alone.

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Providing you the tools and resources to help you achieve your goals.

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Our Mission

Our Mission

To provide our members with the highest level of quality, convenient, and reliable service while maintaining financial strength.