Routing # 256078433 Applications & Forms Become a Member Hours & Locations ATM Locator Contact Us

We will be closed on

Monday, July 4th. We

will reopen on Tuesday,

July 5th at 9:00 am.

NEW AND USED

AUTO LOANS

SAME LOW RATES

LOW AS 1.99% APR*

Unplug with our

unsecured loan and

enjoy your summer.

7.80% APR*

Our Line of Credit
lets you make
more happen.

Get up to $15,000 ca$h
when you want it or need it.

PROTECT YOUR

NEST EGG!

YOUR SAVINGS ARE

INSURED UP

TO $250,000

UPDATED

Protect yourself
from fraud

Be sure to check your
credit union accounts often.

Jul 01, 2022

Today's Rates

Signature Loan

APR as low as

7.80%

Home Loans

For Mortgage Rates

New/Used Auto

APR as low as

1.99%

VISA Credit Card

APR as low as

8.90%

APPLY ONLINE VIEW ALL RATES CALCULATORS

Loan Highlights

Loan Highlights

demo loan highlights 1

New and Used Cars, Light Trucks, and Motorcycles, all at Competitive Rates

Extended Warranty Protection and Guaranteed Auto Protection are also available.

demo loan highlights 2

Buying Your First Home?

We have options for you...
FHA, Conventional, and VA Loans.

PRE-QUALIFY HERE!

Why Join PTO FCU?

Why Join PTO FCU?

We're Your Partner

Becoming a PTO FCU member means never facing a financial decision alone.

We Work for You

Providing you the tools and resources to help you achieve your goals.

24/7 Access

Access our services from your laptop, ATM, or phone 24 hours a day, every day.

Become a Member

We've streamlined the financial process to help give more time back to you.

Our Mission

Our Mission

To provide our members with the highest level of quality, convenient, and reliable service while maintaining financial strength.