PTOFCU News & Events
IMPORTANT NOTICE FOR ALL PTOFCU VISA CREDIT CARDHOLDERS:
- By now you should have received your new VISA card. Your new card number is not the same as your old credit card.
- It is important that you activate your new card immediately by following the instructions on the card sticker.
- Once you activate your new card, your existing card will cease to function. Securely destroy your old card.
- If you do not activate your new card it will be automatically deactivated on May 11, 2016.
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Randolph Square Branch Update
Effective immediately, the Randolph Square Branch will be open on Wednesdays to accommodate loan appointments only. Appointments must be made 24 hours in advance. Call 571-272-0350 to schedule appointments.
Mortgage Loan Website
- Cash back rebate on real estate commission fees in participating states
- Dedicated Member Advocate
- Discounts for programs such as home warranties, moving services, temporary housing and so much more!
- Call 888-712-1811 or email email@example.com
Supervisory Committee Contact Information
We've partnered with GreenPath Debt Solutions to provide you with educational webinars and debt counseling. Topics change every week covering items such as understanding credit reports, budgeting, home ownership and more. Get details on the next upcoming webinar here
Holiday Club Accounts
Funds deposited into your holiday account must remain in the account until October 1st. Withdrawals before October 1st will result in the account being closed.
We provide notary services for our members only. Notary services for more than two documents require an appointment.
Debit Card Phishing Scam
Perpetrators are once again attempting to obtain debit card information for fraudulent use. We have been notified that PTOFCU members and non-members are receiving automated phone calls on land lines and cell phones. The message says the call is from the Patent & Trademark Office Federal Credit Union Fraud Department and that the debit card of the person receiving the call has been suspended. The person is then instructed to enter their 16-digit card number and PIN or to contact a number the caller provides to reactivate. PTOFCU does not request any member information via automated calls, emails, or voice calls. If you receive a fraudulent call or email do not provide your personal information.
ATM Locator From Your Cell Phone
Text to Find a Surcharge Free ATM
Text your location or zip code to 'MYCOOP' (692667).
Special Notice Regarding Visa Cards
In order to protect you from fraud, unusual transactions may be denied for security purpose. If you plan to make and unusual transaction or to use your cards outside the United States, please call 1-877-809-4216 for credit cards and 1-888-241-2440 for check cards. To Report your ATM/debit card lost or stolen, call 1-888-241-2510 toll free inside the US or 1-909-941-1398 collect outside the US.
Free Credit Report
Effective September 1, 2005, the three nationwide credit bureaus; Equifax, Experian and TransUnion are giving consumers access to free credit reports in compliance the 2003 Fair and Accurate Credit Transactions Act. >>Learn More
Our Routing Number:
Patent and Trademark Office FCU Routing Number is: 256078433
Your savings are federally insured to at least $250,000 and
backed by the full faith and credit of the United States Government.
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
Regular Rate Highlights
Mortgage Loan Rates
Click for current rates
Term: 60 Months
Rate: 1.99% APR*
Term: 60 Months
Rate: 1.99% APR*
Money Market Account
$500 - $2499
Rate: .04% APY
Term: 18 Months
Rate: .12% APY
*APR=Annual Percentage Rate. Rate applies to qualified applicant. Other rates available.
** Used cars: 2016-2015-2014