As the outbreak of the Coronavirus continues to affect people around the world, we have modified our operating hours. Effective Monday, March 23, 2020, our lobby we will open from 9:00 AM to 12:00 PM Monday through Friday. We encourage members to use Mobile Banking and Online Banking to access your account.

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Enjoy the Summer

with our low rate

Summer Fun Loan

5.21% APR*

Used Auto Loans

Lowest rate ever

As low as 1.21% APR*

Drive Into

Summer In

Your New Ride

1.21% APR*

OUR LOWEST

RATE EVER!

Learn More

Oh yes you can!

Use the equity in

your home to

make your

dreams come true.

PROTECT YOUR

NEST EGG!

YOUR SAVINGS ARE

INSURED UP

TO $250,000

UPDATED

Protect yourself
from fraud

Be sure to check your
credit union accounts often.

Jun 19, 2021

Today's Rates

Signature Loan

APR as low as

8.99%

Home Loans

For Mortgage Rates

New/Used Auto Loan

APR as low as

1.21%

VISA Credit Card

APR as low as

10.90%

APPLY ONLINE VIEW ALL RATES CALCULATORS

Loan Highlights

Loan Highlights

demo loan highlights 1

New and Used Cars, Light Trucks, and Motorcycles, all at Competitive Rates

Extended Warranty Protection and Guaranteed Auto Protection are also available.

demo loan highlights 2

Buying Your First Home?

We have options for you...
FHA, Conventional, and VA Loans.

PRE-QUALIFY HERE!

Why Join PTO FCU?

Why Join PTO FCU?

We're Your Partner

Becoming a PTO FCU member means never facing a financial decision alone.

We Work for You

Providing you the tools and resources to help you achieve your goals.

24/7 Access

Access our services from your laptop, ATM, or phone 24 hours a day, every day.

Become a Member

We've streamlined the financial process to help give more time back to you.

Our Mission

Our Mission

To provide our members with the highest level of quality, convenient, and reliable service while maintaining financial strength.