We will close at 12 noon on Tuesday, August 16th, for staff training. We will reopen on August 17th at 9:00 am.

Routing # 256078433 Applications & Forms Become a Member Hours & Locations ATM Locator Contact Us

Get your school

supplies with our

Back 2 School Loan

7.80% APR*

It's not too late to

unwind and enjoy

your summer.

Personal Loans

7.80% APR*

Inventory isn't the only

thing that's low these

days. Our new and used

auto rates are some of

the lowest in town.

As low as 1.99% APR*

NEW JUMBO CERTIFICATE

Grow your savings with our

new higher yield certificate

New Money Only

Our Line of Credit
lets you make
more happen.

Get up to $15,000 ca$h
when you want it or need it.

PROTECT YOUR

NEST EGG!

YOUR SAVINGS ARE

INSURED UP

TO $250,000

UPDATED

Protect yourself
from fraud

Be sure to check your
credit union accounts often.

Aug 09, 2022

Today's Rates

Signature Loan

APR as low as

7.80%

Home Loans

For Mortgage Rates

New/Used Auto

APR as low as

1.99%

VISA Credit Card

APR as low as

8.90%

APPLY ONLINE VIEW ALL RATES CALCULATORS

Loan Highlights

Loan Highlights

demo loan highlights 1

New and Used Cars, Light Trucks, and Motorcycles, all at Competitive Rates

Extended Warranty Protection and Guaranteed Auto Protection are also available.

demo loan highlights 2

Buying Your First Home?

We have options for you...
FHA, Conventional, and VA Loans.

PRE-QUALIFY HERE!

Why Join PTO FCU?

Why Join PTO FCU?

We're Your Partner

Becoming a PTO FCU member means never facing a financial decision alone.

We Work for You

Providing you the tools and resources to help you achieve your goals.

24/7 Access

Access our services from your laptop, ATM, or phone 24 hours a day, every day.

Become a Member

We've streamlined the financial process to help give more time back to you.

Our Mission

Our Mission

To provide our members with the highest level of quality, convenient, and reliable service while maintaining financial strength.