As the outbreak of the Coronavirus continues to affect people around the world, we have modified our operating hours. Effective Monday, March 23, 2020, our lobby we will open from 9:00 AM to 12:00 PM Monday through Friday. We encourage members to use Mobile Banking and Online Banking to access your account.

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2021 Annual Meeting

BOD Nominations
Now Open

Two Board of Directors

positions are open

Nominations are being accepted

Meeting details

Register to Attend

Drive Into Spring
In Your New Ride

BIG Savings

LOW Rates
and NO Regrets

Don't take

old debt
into the

New Year

Low rate 5.21% APR*

Get up to $21,000.

Tax season often

means unexpected

tax bills.

Take the bite out of tax season with a Tax Relief Loan from PTO FCU.

Protect yourself
from fraud

Be sure to check your
credit union accounts often.

Mar 04, 2021

Today's Rates

Signature Loan

APR as low as

8.99%

Home Loans

For Mortgage Rates

New Auto Loan

APR as low as

1.99%

VISA Credit Card

APR as low as

10.90%

APPLY ONLINE VIEW ALL RATES CALCULATORS

Loan Highlights

Loan Highlights

demo loan highlights 1

New and Used Cars, Light Trucks, and Motorcycles, all at Competitive Rates

Extended Warranty Protection and Guaranteed Auto Protection are also available.

demo loan highlights 2

Buying Your First Home?

We have options for you...
FHA, Conventional, and VA Loans.

PRE-QUALIFY HERE!

Why Join PTO FCU?

Why Join PTO FCU?

We're Your Partner

Becoming a PTO FCU member means never facing a financial decision alone.

We Work for You

Providing you the tools and resources to help you achieve your goals.

24/7 Access

Access our services from your laptop, ATM, or phone 24 hours a day, every day.

Become a Member

We've streamlined the financial process to help give more time back to you.

Our Mission

Our Mission

To provide our members with the highest level of quality, convenient, and reliable service while maintaining financial strength.