SCAM ALERT:  Recently, phone calls that appear to be from PTOFCU (including PTOFCU showing up in the caller ID) are being made to members asking for account or debit card information.  In some cases, threats to report the member to the police are made.  These calls are not from the PTOFCU. Please do not provide any personal information to the caller. Report fraud here.


Consumer Loans

Auto Loan: Rate vs. Rebate
Auto Loan: What will my payment be?
Credit Card: What's the effect of paying minimum payments?
Credit Card: Minimum Payment Interest Calculator
Loan Comparision Calculator

Learn more about our Auto Loans and  Consumer Loan Products.

Mortage Loans

Interest First Calculator
Bi-weekly Mortgage Calculator
Do I want a Fixed or Adjustable Rate Mortgage?
What will my mortgage payment be?
Mortgage Refinance Calculator

Learn more about our Mortgage Loan Products.


College Savings
College Planner
Savings: Funding on a Regular Basis
Saving for a Goal
Debt Investment Calculator
Should I pay off debt or save?
Debt to Income Ratio
Future Value Calculator
Lifetime Savings

Learn more about our Savings Products.


Your Nest Egg
IRA Comparison
Conversion to Roth IRA
Retirement Planner
Retirement Distribution Planner
Investments: Tax Deferred vs. Taxable