The Credit Union will be closed on Monday, October 12, 2026, in observance of Columbus Day.  We will reopen on Tuesday, October 13, 2026, at 9 a.m.

 

Important Notice Regarding Federal Employee Payroll Deposits: PTO FCU is aware of reports from members who have not received their expected payroll deposits.  We understand that these delays may affect scheduled automatic payments, bill payments, and other financial obligations.

We are closely monitoring the situation and encourage affected members to contact PTO FCU directly so we can assist with any immediate financial concerns, including potential payment disruptions or fees.  Also, please contact your payroll office for more details. 

We appreciate your patience and understanding.  We remain committed to supporting our members as this situation is resolved.

 

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New and used cars, light trucks, and motorcycles, all at competitive rates. Extended Warranty Protection and Guaranteed Auto Protection is available.

Auto Resource Center

Are you looking to purchase or refinance a new or used auto?

PTOFCU's Auto Resource Center can help you research and compare models, price your selections, and apply for a loan. Talk to one of our loan consultants today and get pre-approved ahead of time. Knowing your buying power in advance gives you confidence and bargaining leverage at the dealer. Plus, you will know where you stand with budget and payments before you make that final decision.  Ready to start shopping?  Check out our new auto-buying service. 

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