SCAM ALERT:  Recently, phone calls that appear to be from PTOFCU (including PTOFCU showing up in the caller ID) are being made to members asking for account or debit card information.  In some cases, threats to report the member to the police are made.  These calls are not from the PTOFCU. Please do not provide any personal information to the caller. Report fraud here.

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Overdraft Protection
A line of credit to cover checking overdrafts for peace of mind

Share Secured Overdraft Protection
A line of credit secured by funds in your share account to cover checking overdrafts

Unsecured Loans
For any worthwhile purpose and at competitive rates. Doesn't require any collateral

Personal Line of Credit
Easy access to funds through pre-approval

Share Secured Loans
Secured 100% by your savings in the Credit Union

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* NOTE: to apply for a Loan Online, you will need Online Teller access.  If you have Online Teller access, click 'Apply Now' to log onto your Online Teller account. Once logged in, you will be able to apply for a loan online. You may also print and fill out the PDF Version below:

PDF Version: Loan Application

If you apply online or you complete the PDF Loan Application, you must fax your most recent pay stub to the loan department at 571-273-0190.