As the outbreak of the Coronavirus continues to affect people around the world, we have modified our operating hours.  Effective Monday, March 23, 2020, our lobby we will open from 9:00 AM to 12:00 PM Monday through Friday.  We encourage members to use Mobile Banking and Online Banking to access your account.

Patent and Trademark Office FCU will be closed Wednesday, January 20th for the inauguration of the 46th President of the United States of America.

First Mortgage
Product and Annual Percentage Rate (APR)Amount FinancedMax TermFixed/VariableLoan Application
Market Rate $500,000.00 30 years Fixed and Variable (Conventional, FHA, VA) Apply Now

 

Second Mortgage (DC Metropolitan area only)
Product and Annual Percentage Rate (APR)Amount FinancedMax TermFixed/VariableLoan Application
7.99% - $10,000.00 to $150,000.00 10 years Fixed* Apply Now
8.99% $10,000.00 to $150,000.00 10 years Fixed Apply Now
8.50% $10,000.00 to $150,000.00 20 years Fixed* Apply Now
9.50% $10,000.00 to $150,000.00 20 years Fixed Apply Now

 

Home Equity (DC Metropolitan area only)
Product and Annual Percentage Rate (APR)Amount FinancedMax TermFixed/VariableLoan Application

Prime (Floor 5.00%)

$10,000.00 to $150,000.00 20 years Variable Apply Now

 

EZ Equity (DC Metropolitan area only)
Product and Annual Percentage Rate (APR)Amount FinancedMax TermFixed/VariableLoan Application
2.99% Based on Equity Max. $75,000.00 5 years Fixed* Apply Now
6.99% Based on Equity Max. $150,000.00 7 years Fixed* Apply Now
8.00% Based on Equity Max. $150,000.00 7 years Fixed Apply Now

 

* Borrower must meet stricter lending criteria.

APR = Annual Percentage Rate. *APY = Annual Percentage Yield.