The Credit Union will be closed on Monday, October 12, 2026, in observance of Columbus Day.  We will reopen on Tuesday, October 13, 2026, at 9 a.m.

 

Important Notice Regarding Federal Employee Payroll Deposits: PTO FCU is aware of reports from members who have not received their expected payroll deposits.  We understand that these delays may affect scheduled automatic payments, bill payments, and other financial obligations.

We are closely monitoring the situation and encourage affected members to contact PTO FCU directly so we can assist with any immediate financial concerns, including potential payment disruptions or fees.  Also, please contact your payroll office for more details. 

We appreciate your patience and understanding.  We remain committed to supporting our members as this situation is resolved.

 

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Regular Share Accounts 

Everyone must have one. Plus, you'll earn dividends!

Trust Accounts

Provide peace of mind by ensuring your assets go to the right people.

Share Certificates

For a higher yield on your investments with a variety of terms. Check out our rates!

Money Market

A higher interest-bearing savings account.

Individual Retirement Accounts (IRAs), Traditional and ROTH

Tax-deferred with a higher yield for your retirement; separately insured to $500,000 (More Details). Contributions are entered 'pre-tax' to help build your nest egg.

 

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