SCAM ALERT: If you receive a text message asking you to confirm a cash transaction by replying "Yes" or "No," do not respond. This is a scam. The message claims to be from the PATENT & TRADEMARK OFFICE F.C.U. SECURE FRAUD ALERTS, but we do not send out fraud alerts. Stay vigilant and protect your information.

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Government Shutdown Assistance

These are uncertain times, and while none of us can predict how long the shutdown will last, PTOFCU remains committed to supporting your financial well-being.

 

We've introduced several relief options to help ease the burden:

 
Skip a Pay
Eligible members may skip payments on unsecured and vehicle loans with no fee. Excludes Visa, Second Chance Loans, or HELOC.
 
Loan Modifications
Qualified applicants can delay payments on unsecured and vehicle loans for 30 to 90 days, depending on need and eligibility.

 

Loan Refinancing
Leverage the equity in your vehicle and extend the terms of your loan. The rate is based on rates in effect at the time of the refinancing.

 

Late Fee Waiver
Late fees will be waived on unsecured and vehicle loans--if your loan was current before the government shutdown.

 

Penalty-Free CD Withdrawals
Withdraw up to $5,000 from share certificates without early withdrawal penalties during the shutdown. IRA Certificates are not included unless you qualify for withdrawal. 

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* NOTE: You will need Online Teller access to apply for a loan online.  If you have Online Teller access, click 'Apply Now' to log onto your Online Teller account. Once logged in, you can apply for a loan online. You may also print and fill out the PDF Version below:

PDF Version: Loan Application

If you apply online or complete the PDF Loan Application, you must fax your most recent pay stub to the loan department at 571-273-0190.