SCAM ALERT:  Recently, phone calls that appear to be from PTOFCU (including PTOFCU showing up in the caller ID) are being made to members asking for account or debit card information.  In some cases, threats to report the member to the police are made.  These calls are not from the PTOFCU. Please do not provide any personal information to the caller. Report fraud here.

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Share Certificate Special
Account TypeAPRAPYAmountOpen an Account
18 Months 4.16% 4.23% $1,000 Min (New Money Only)  
12 Months 4.426% 4.50% $1,000 Min (New Money Only)  

Saving Rates
Account TypeAPRAPYOpen an Account

Regular Share And Holiday Accounts

      
$25.00 – $2,499.00 .03% .03% Apply Now
$2,500.00 – Over .03% .03% Apply Now

Share Draft Accounts

      
$0.00 – Over 0.00% 0.00% Apply Now

IRA Accounts

      
$50.00 – over .03% .03% Apply Now

Money Market Account

      
$500 - $2499 .04% .04% Apply Now

Share Certificates
Account TypeAPRAPYOpen an Account
Share Certificates      
6 Months 1.24% 1.25% Apply Now
12 Months 1.29% 1.30% Apply Now
18 Months 1.34% 1.35% Apply Now
24 Months 1.44% 1.45% Apply Now
36 Months 1.54% 1.55% Apply Now
48 Months 1.64% 1.65% Apply Now

IRA and ROTH
Account TypeAPRAPYOpen an Account
IRA Certificates      
6 Months 1.24% 1.25% Apply Now
12 Months 1.29% 1.30% Apply Now
18 Months 1.34% 1.35% Apply Now
24 Months 1.44% 1.45% Apply Now
36 Months 1.54% 1.55% Apply Now
48 Months 1.64% 1.65% Apply Now

APR = Annual Percentage Rate. *APY = Annual Percentage Yield.

*All share account’s anticipated dividends are paid based on Credit Union earnings and are calculated daily on multiple minimum balances.

*Anticipated dividends are compounded and paid quarterly.

*Funds must remain in the account until the end of the quarter to earn dividends.

*A maximum of five (5) withdrawals per month is allowed from a Money Market account. After the maximum number of withdrawals is exceeded, a fee of $5.00 for each additional withdrawal will be charged.

Certificates and IRA accounts require a deposit of $500.00 or more. Early withdrawal penalty of $100.00 or 3 months dividends, whichever is greater.

NOTE: All savings rates are subject to change without notice at the discretion of the Board of Directors.