As the outbreak of the Coronavirus continues to affect people around the world, we have modified our operating hours.  Effective Monday, March 23, 2020, our lobby we will open from 9:00 AM to 12:00 PM Monday through Friday.  We encourage members to use Mobile Banking and Online Banking to access your account.

Patent and Trademark Office FCU will be closed Wednesday, January 20th for the inauguration of the 46th President of the United States of America.

Saving Rates
Account TypeAPRAPYOpen an Account

Regular Share And Holiday Accounts

     
$25.00 – $2,499.00 .03% .03% Apply Now
$2,500.00 – Over .03% .03% Apply Now

Share Draft Accounts

     
$0.00 – Over 0.00% 0.00% Apply Now

IRA Accounts

     
$50.00 – over .03% .03% Apply Now

Money Market Account

     
$500 - $2499 .04% .04% Apply Now

IRA
Account TypeAPRAPYOpen an Account
IRA Certificates**Early Withdrawal Penalty Temporarily Suspended      
6 Months .05% .05% Apply Now
12 Months .08% .08% Apply Now
18 Months .12% .12% Apply Now
24 Months .16% .16% Apply Now
36 Months .27% .27% Apply Now
48 Months .33% .33% Apply Now

Share Certificates
Account TypeAPRAPYOpen an Account
Share Certificates **Early Withdrawal Penalty Temporarily Suspended      
6 Months .05% .05% Apply Now
12 Months .08% .08% Apply Now
18 Months .12% .12% Apply Now
24 Months .16% .16% Apply Now
36 Months .27% .27% Apply Now
48 Months .33% .33% Apply Now

APR = Annual Percentage Rate. *APY = Annual Percentage Yield.

*All share account’s anticipated dividends are paid based on Credit Union earnings and are calculated daily on multiple minimum balances.

*Anticipated dividends are compounded and paid quarterly.

*Funds must remain in the account until the end of the quarter to earn dividends.

*A maximum of five (5) withdrawals per month is allowed from a Money Market account. After the maximum number of withdrawals is exceeded, a fee of $5.00 for each additional withdrawal will be charged.

**Requires a deposit of $500.00 or more. Early withdrawal penalty of $100.00 or 3 months dividends, whichever is greater.

NOTE: All savings rates are subject to change without notice at the discretion of the Board of Directors.