The Credit Union will be closed on Monday, October 12, 2026, in observance of Columbus Day.  We will reopen on Tuesday, October 13, 2026, at 9 a.m.

 

Important Notice Regarding Federal Employee Payroll Deposits: PTO FCU is aware of reports from members who have not received their expected payroll deposits.  We understand that these delays may affect scheduled automatic payments, bill payments, and other financial obligations.

We are closely monitoring the situation and encourage affected members to contact PTO FCU directly so we can assist with any immediate financial concerns, including potential payment disruptions or fees.  Also, please contact your payroll office for more details. 

We appreciate your patience and understanding.  We remain committed to supporting our members as this situation is resolved.

 

Routing # 256078433 Applications & Forms Hours & Locations ATM Locator Contact Us Pay My Loan
Patent and Trademark Office CU JOIN TODAY
Online Teller Login
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You may apply online, print the application, complete it, and fax it to 571-273-0190, or mail or hand-deliver it to the credit union. The required documents must be submitted before a loan can be processed.

Membership

Online Switch Kit to PTOFCU!
Online New Member Application
New Member Application (pdf)

Trust Account Application (pdf)

Proof of Identification (pdf)

Checking Account Application 
Name Change Form (pdf)
Account Closure Form (pdf)
Joint Owner Removal Form (pdf)Loan

 

Required Loan Documents (pdf)
Apply for a Loan* (Online Version)
Apply for a Loan (pdf)
Loan Term Change Request Form (pdf)
Unsecured Line of Credit Advance (pdf)

Online Services

Online Teller Enrollment (Online Version)
Online Teller Enrollment (pdf)

Product or Service

Enroll for Products or Services
ATM Application / Reorder (online version)
ATM Application / Reorder (pdf)
Ben's Friends
Morgan's Innovators
Edison Society

Other Forms

Newsletter Enrollment
Balance Transfer
Select Employee Group Enrollment (SEG)
Direct Deposit Form (pdf)
Incoming Wire Instructions (pdf)
Wire Transfer Form (pdf) 
Stop Payment Form*( pdf)
ACH Stop Payment Form* (pdf)
Skip a Payment Form (pdf)
Travel Permit Form (pdf)

*NOTE: To apply for a loan online, you will need an account set up for Online Teller. Clicking 'Apply Now' above will take you to the Online Teller login. Once logged in, you can apply for a loan online. You may also print and fill out the PDF version above. You must fax your most recent pay stub to the loan department at 571-273-0190.

The Stop Payment form stops the payment of a check. If payment is electronic or pre-authorized, both the Stop Payment and ACH Stop Payment forms must be completed.