Loan Rates
Auto Loan Rates
| New/Used Automobile 100% Or Less Financing | |||||
| (2023, 2022, 2021 Used Auto-100% NADA Retail Value plus taxes and tags) | |||||
| APR | Amount Financed | Max Term | Fixed/Variable | Fee Type | Loan Application |
| 5.79% - 8.49% |
100.00% | 48 months | Fixed | Rate based on evaluation of credit history | Apply Now |
| 5.99% - 11.49% | 100.00% | 60 months | Fixed | Rate based on evaluation of credit history | Apply Now |
| 6.29% - 9.49% | 100.00% | 72 months | Fixed | Rate based on evaluation of credit history | Apply Now |
| 6.49% - 9.99% | 100.00% | 84 months | Fixed | Rate based on evaluation of credit history. Min. finance amt. $30,000 for 84 months term | Apply Now |
| Used Automobile 100% Or Less Financing | |||||
| (2020, 2019, 2018, 2017 Used Auto-100% NADA Retail Value plus taxes and tags) | |||||
| APR | Amount Financed | Max Term | Fixed/Variable | Fee Type | Loan Application |
| 5.79% - 8.49% | 100% NADA Retail Value | 48 months | Fixed | Rate based on evaluation of credit history. | Apply Now |
| 5.99% - 12.49% |
100% NADA Retail Value | 60 months | Fixed | Rate based on evaluation of credit history. | Apply Now |
| 6.29% - 10.99% | 100% NADA Retail Value | 72 months | Fixed | Rate based on evaluation of credit history. Min. finance amt $30,000 | APPLY NOW |
| New Automobile greater than $75,000 | |||||
| (2023-2022 Used Auto-100% NADA Retail Value plus taxes and tags) | |||||
| APR | Amount Financed | Max Term | Fixed/Variable | Fee Type | Loan Application |
| 5.99% - 8.49% | 100.00% | 60 - 84 months | Fixed | Rate based on evaluation of credit history. Max. finance amt. $150,000 | Apply Now |
| New/Used Motorcycles 100% Or Less Financing | |||||
| (2023-2017 Used Motorcycles-100% NADA Retail Value plus taxes and tags) | |||||
| APR | Amount Financed | Max Term | Fixed/Variable | Fee Type | Loan Application |
| 13.49% | 100.00% NADA Retail value | 60 months | Fixed | No minimum New/Used Motorcycles | Apply Now |
Unsecured Loan Rates
| Holiday Loan | ||||
| November 13, 2023 - January 31, 2024 | ||||
| APR | Amount Financed | Max Term | Credit Grade | Loan Application |
| 7.89%* | $15,000 | 60 - 72 mos | Rate based on evaluation of credit history. | Apply Now |
| Other rates are available. | ||||
| Credit Cards | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Annual Percentage Rate | Loan Application |
| VISA Platinum | $15,000.00 | Reviewed Annually | Fixed Rate 8.90% |
Apply Now |
| VISA Gold | $10,000.00 | Reviewed Annually | Fixed Rate 10.90% |
Apply Now |
| VISA Classic | $5,000.00 | Reviewed Annually | Fixed Rate 11.90% |
Apply Now |
| VISA Secured | Secured by shares $5,000.00 Maximum | Reviewed Annually | Fixed Rate 15.90% |
Apply Now |
| Unsecured Line of Credit | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Credit Grade | Loan Application |
| 9.99% - 18.00% | $15,000.00 | $2.50 for each $100 | Rate based on evaluation of credit history. | Apply Now |
| Overdraft Protection | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Credit Grade | Loan Application |
| 18.00% | $2,000.00 | $2.50 for each $100 | Fixed Rate | Apply Now |
| Unsecured Loans | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Credit Grade | Loan Application |
| 9.99% | $21,000.00 | 60 mos | Rate based on evaluation of credit history. | Apply Now |
| 10.99% - 17.99% | $15,000.00 | 60 mos. | Rate based on evaluation of credit history. | Apply Now |
| 12.99% - 13.99% | $15,000.00 | 72 mos. | Rate based on evaluation of credit history. | Apply Now |
| 2nd Chance Loan | ||||
| APR | Amount Financed | Max Term | Credit Grade | Loan Application |
| 18% | $2,000 | 12 mos. | Fixed | Apply Now |
| Direct deposit required. | ||||
| Share Secured | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Credit Grade | Loan Application |
| 6.50% | 100% of Share Balance | 60 mos. | Fixed | Apply Now |
| Share Certificate Secured | ||||
| Product and Annual Percentage Rate (APR) | Amount Financed | Max Term | Credit Grade | Loan Application |
| 5.00% Above | 100% of Share Certificate | Max. Term of Share Cert. | Fixed | Apply Now |
*APR = Annual Percentage Rate. APY = Annual Percentage Yield.
**Rate applies to qualified borrower.