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Currency

Loan Rates

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Auto Loan Rates

New/Used Automobile 100% Or Less Financing
(2025, 2024, 2023) Used Auto-100% NADA Retail Value plus taxes and tags)
APR	Amount Financed	Max Term	Fixed/Variable	Fee Type	Loan Application
4.74% - 8.24%	100.00%	48 months	Fixed	Rate based on evaluation of credit history	Apply Now
4.99% - 11.24%	100.00%	60 months	Fixed	Rate based on evaluation of credit history	Apply Now
5.24% - 9.24%	100.00%	72 months	Fixed	Rate based on evaluation of credit history	Apply Now
5.49% - 9.74%	100.00%	84 months	Fixed	Rate based on evaluation of credit history. Min. finance amt. $30,000 for 84 months term	Apply Now

Used Automobile 100% Or Less Financing
(2022, 2021, 2020, 2019) Used Auto-100% NADA Retail Value plus taxes and tags)
APR	Amount Financed	Max Term	Fixed/Variable	Fee Type	Loan Application
5.54% - 8.24%	100% NADA Retail Value	48 months	Fixed	Rate based on evaluation of credit history.	Apply Now
5.74% - 12.24%	100% NADA Retail Value	60 months	Fixed	Rate based on evaluation of credit history.	Apply Now
6.04% - 10.74%	100% NADA Retail Value	72 months	Fixed	Rate based on evaluation of credit history. Min. finance amt $30,000	APPLY NOW

New Automobile greater than $75,000
(2025-2024) Used Auto-100% NADA Retail Value plus taxes and tags)
APR	Amount Financed	Max Term	Fixed/Variable	Fee Type	Loan Application
4.99% - 7.49%	125.00%	60 - 84 months	Fixed	Rate based on evaluation of credit history. Max. finance amt. $150,000	Apply Now

New/Used Motorcycles 100% Or Less Financing
(2025-2019 Used Motorcycles-100% NADA Retail Value plus taxes and tags)
APR	Amount Financed	Max Term	Fixed/Variable	Fee Type	Loan Application
13.24%	100.00% NADA Retail value	60 months	Fixed	No minimum New/Used Motorcycles	Apply Now

Unsecured Loan Rates

Credit Cards
Product and Annual Percentage Rate (APR)	Amount Financed	Max Term	Annual Percentage Rate	Loan Application
VISA Platinum	$15,000.00	Reviewed Annually	Fixed Rate 8.90%	Apply Now
VISA Gold	$10,000.00	Reviewed Annually	Fixed Rate 10.90%	Apply Now
VISA Classic	$5,000.00	Reviewed Annually	Fixed Rate 11.90%	Apply Now
VISA Secured	Secured by shares $5,000.00 Maximum	Reviewed Annually	Fixed Rate 15.90%	Apply Now

Unsecured Line of Credit
Product and Annual Percentage Rate (APR)	Amount Financed	Max Term	Credit Grade	Loan Application
9.99% - 18.00%	$15,000.00	$2.50 for each $100	Rate based on evaluation of credit history.	Apply Now

Overdraft Protection
Product and Annual Percentage Rate (APR)	Amount Financed	Max Term	Credit Grade	Loan Application
18.00%	$2,000.00	$2.50 for each $100	Fixed Rate	Apply Now

Unsecured Loans
Product and Annual Percentage Rate (APR)	Amount Financed	Max Term	Credit Grade	Loan Application
9.99%	$21,000.00	60 mos	Rate based on evaluation of credit history.	Apply Now
10.99% - 17.99%	$15,000.00	60 mos.	Rate based on evaluation of credit history.	Apply Now
12.99% - 13.99%	$15,000.00	72 mos.	Rate based on evaluation of credit history.	Apply Now

2nd Chance Loan

APR	Amount Financed	Max Term	Credit Grade	Loan Application
18%	$2,000	12 mos.	Fixed	Apply Now
Direct deposit required.

Share Secured
Product and Annual Percentage Rate (APR)	Amount Financed	Max Term	Credit Grade	Loan Application
6.50%	100% of Share Balance	60 mos.	Fixed	Apply Now

Share Certificate Secured
Product and Annual Percentage Rate (APR)	Amount Financed	Max Term	Credit Grade	Loan Application
5.00% Above	100% of Share Certificate	Max. Term of Share Cert.	Fixed	Apply Now

*APR = Annual Percentage Rate. APY = Annual Percentage Yield.

**Rate applies to qualified borrower.