As the outbreak of the Coronavirus continues to affect people around the world, we have modified our operating hours.  Effective Monday, March 23, 2020, our lobby we will open from 9:00 AM to 12:00 PM Monday through Friday.  We encourage members to use Mobile Banking and Online Banking to access your account.
Routing # 256078433 Applications & Forms Become a Member Hours & Locations ATM Locator Contact Us

Auto Loan Rates
 

Auto Equity Loan
APRAmount FinancedMax TermFixed/VariableFee TypeLoan Application
6.99% Based on Equity 84 months Fixed Min. $10,000
Max. $50,000		 Apply Now
7.99% Based on Equity 84 months Fixed Min. $10,000
Max. $50,000		 Apply Now

New Automobile greater than $75,000
(2020-2019 Used Auto-100% NADA Retail Value plus taxes and tags)
APRAmount FinancedMax TermFixed/VariableFee TypeLoan Application
3.49 - 4.99% 100.00% 60 - 84 months Fixed Rate based on evaluation of credit history. Max. finance amt. $150,000 Apply Now

New/Used Automobile 100% Or Less Financing
(2019, 2018, 2017 Used Auto-100% NADA Retail Value plus taxes and tags)
APRAmount FinancedMax TermFixed/VariableFee TypeLoan Application
1.99% - 6.99% 100.00% 48 months Fixed Rate based on evaluation of credit history Apply Now
2.49% - 9.99% 100.00% 60 months Fixed Rate based on evaluation of credit history Apply Now
2.99% - 7.99% 100.00% 72 months Fixed Rate based on evaluation of credit history Apply Now
3.49% - 8.49% 100.00% 84 months Fixed Rate based on evaluation of credit history. Min. finance amt. $30,000 for 84 months term Apply Now

Used Automobile 100% Or Less Financing
(2016, 2015, 2014, 2013 Used Auto-100% NADA Retail Value plus taxes and tags)
APRAmount FinancedMax TermFixed/VariableFee TypeLoan Application
2.99% - 6.99% 100% NADA Retail Value 48 months Fixed Rate based on evaluation of credit history. Apply Now
3.49% - 8.99% 100% NADA Retail Value 60 months Fixed Rate based on evaluation of credit history. Apply Now
3.99% - 9.49% 100% NADA Retail Value 72 months Fixed Rate based on evaluation of credit history. Min. finance amt $30,000 APPLY NOW

New/Used Motorcycles 100% Or Less Financing
(2019-2013 Used Motorcycles-100% NADA Retail Value plus taxes and tags)
APRAmount FinancedMax TermFixed/VariableFee TypeLoan Application
11.99% 100.00% NADA Retail value 60 months Fixed No minimum New/Used Motorcycles Apply Now

 

Unsecured Loan Rates
 

Credit Cards
Product and Annual Percentage Rate (APR)Amount FinancedMax TermAnnual Percentage RateLoan Application
VISA Platinum $15,000.00 Reviewed Annually

Fixed Rate 10.9%

 Apply Now
VISA Gold $10,000.00 Reviewed Annually

Fixed Rate 11.9%

 Apply Now
VISA Classic $5,000.00 Reviewed Annually

Fixed Rate 12.9%

 Apply Now
VISA Secured Secured by shares $5,000.00 Maximum Reviewed Annually

Fixed Rate 18.0%

 Apply Now

Unsecured Line of Credit
Product and Annual Percentage Rate (APR)Amount FinancedMax TermCredit GradeLoan Application
9.99% - 18.00% $15,000.00 $2.50 for each $100 Rate based on evaluation of credit history. Apply Now

Overdraft Protection
Product and Annual Percentage Rate (APR)Amount FinancedMax TermCredit GradeLoan Application
18.00% $2,000.00 $2.50 for each $100 Fixed Rate 18.0% Apply Now

Unsecured Loans
Product and Annual Percentage Rate (APR)Amount FinancedMax TermCredit GradeLoan Application
8.99% - 17.99 $15,000.00 60 mos. Rate based on evaluation of credit history. Apply Now
10.99% - 11.99% $15,000.00 72 mos. Rate based on evaluation of credit history. Apply Now

Share Secured
Product and Annual Percentage Rate (APR)Amount FinancedMax TermCredit GradeLoan Application
5.00% 100% of Share Balance 120 mos. Fixed Apply Now

Share Certificate Secured
Product and Annual Percentage Rate (APR)Amount FinancedMax TermCredit GradeLoan Application
4.00% Above 100% of Share Certificate Max. Term of Share Cert. Fixed Apply Now
  

*APR = Annual Percentage Rate. APY = Annual Percentage Yield.

**Rate applies to qualified borrower.